Bank guarantee

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Bank accounts

Standard business account
Recommended for businesses without a steady account turnover or for the Széchenyi Card

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Safe deposit box rental
We undertake the safekeeping of your valuables, securities or important documents.

Bank account in RUB
Open to east!
Loans

Széchenyi Card Overdraft
A state-subsidized facility to finance your daily expenses without collateral

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Agro Széchenyi Card
A solution to cover liquidity gaps or unexpected expenses for micro, small and medium-sized agricultural businesses, primary producers and family farms.

EIB refinanced financing
Favorable conditions with the European Investment Bank's help

Lombard loan
With deposit or security collateral, speedy approval

Project finance
Make your dream come true!

MPCL – Multi-purpose credit line
Credit with special conditions
Savings

Fixed-term deposits
Get to know our attractive deposit fixing offers!

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Bankcards

MasterCard Business bankcard
Chip-equipped bankcard with extra services

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Széchenyi-card – MasterCard bankcard
MasterCard with overdraft for businesses

Maestro Business bankcard
For customers who like safety
Trade finance

Bank guarantee
Commintment of the Bank based on based delivery, enterprise or agency contract

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Letter of Credit
Special form of financing foreign trade businesses

Borrowing base financing
Working capital financing based on receivables

Financing of transactions secured by warehouse warrants
Stock financing with warehouse warrants

Export pre- and post-financing
Form of financing based on export contracts

Financing with the cooperation of Eximbank
The bank provides preferential CIRR-based FX financing, refinanced by Eximbank
Online services

Business Online
Business Online (MultiCash) – suited to the needs of large corporate clients

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Online Banking
Internet bank service for SME customers

Mobile Banking
Transfer money via smartphone!

Sberbank Telebank
Call center

Sberbank SMS
Sign up for our convenient text message service and stay abreast of every transaction made on your account.

Commissioned by companies, we issue bank guarantees for specific beneficiaries based on a valid supply contract, contract for services or agency contract, in the context of which we undertake the obligation to make payments.

For example, we undertake to:

settle payment obligations arising on behalf of the supplier
repay the advance fee paid to the company
issue a guarantee as tender security based on a tender notice
settle the payment obligations upon enforcing the principal's warranty rights after the completion of construction works
issue a guarantee for the good performance of the obligations undertaken in the contract
settle payment obligations arising from any activity performed on the basis of customs guarantee / license / resolution
settle obligations arising from other contracts or legal relations