Individuals
Business

Fair retail account package

In harmony with your needs

Why choose the Fair Account Package?

  • automatically higher transaction charge discounts on higher amounts credited to your account

  • your entire monthly service fee is refunded if you reach a predefined transaction volume and number

  • the package includes two or even three cash withdrawals free of charge from our national ATM network depending on the applicable rate category.

The Fair Account Package features three rate categories. Your rate category is determined by the monthly amount credited to your account:

Fair retail account package

Category 1 Category 2 Category 3

Monthly credited amount determining rate category classification:

Below HUF 150 000

Between HUF 150 000 and HUF 299 999

Above HUF 300 000

In the higher categories:

  • higher required monthly credit amount, while
  • automatically ensuring a higher transaction charge discount The classification — upwards or downwards — is automatic and reviewed monthly.

In addition, the entire monthly service fee is refunded if the following conditions are met:

Fair retail account package

Rate category Category 1 Category 2 Category 3

Monthly account management fee refund criteria

  Required monthly debit amount

HUF 50 000

Monthly credited amount determining rate category classification:

Required monthly debit transaction number

4 transactions

Monthly account management fee if all refund criteria are met

HUF 0

HUF 0

HUF 0

All payment transactions are taken into account when assessing the conditions for the monthly service fee refund and rate category classification. The package offers all essential services and payment order types at low rates.

Attractive terms and conditions of application:

  • no account opening charge

  • no minimum opening balance requirement

  • no account management charge applies, irrespective of the conditions announced for the month of enrolment, meaning that you can try the product with no monthly account management charge

Attractive account management terms and conditions:

  • higher credited amounts automatically entail higher transaction charge discounts from the following month

  • all transaction types are taken into account when assessing rate category, even cash deposits

  • we also refund the entire monthly service fee if at least four debit transactions amounting to at least HUF 50 000 are made on your account

  • when assessing the conditions for the monthly service fee refund, we take into account all payment transactions initiated by you, and even your loan repayment instalments

  • the monthly account management fee refund conditions are identical for all three categories we take into account all payments made on HUF and FX accounts held at Sberbank Magyarország Zrt. when assessing satisfaction of the condition

  • services are provided and orders fulfilled at very affordable rates, and at zero cost in many cases

  • all bankcard purchases are free of charge and unlimited; no bookkeeping fee applies.

      

  • Public utility (direct debit) bill payments can also be made free of charge; no bookkeeping fee applies.

  • Our Sberbank Online electronic banking service is also provided free of charge, with no monthly or one-off TOKEN application charge.

  • we also provide a bankcard charge discount in the first year from among the following options:

    • a 100% discount on your annual card charge if you opt for a Maestro bankcard, OR
    • a 50% discount on your annual card charge if you opt for a MasterCard bankcard.
  • we will unconditionally refund the charge on cash withdrawals from any ATM in Hungary for the following transactions:

    • the transaction charge and bookkeeping charge of the first two transactions in rate categories 1 and 2, making your first two cash withdrawals each month 100% free of charge
    • the transaction charge and bookkeeping charge of the first three transactions in rate category 3, making your first three cash withdrawals each month 100% free of charge 

Who is eligible for the Fair Account Package?

  • customer must be a natural person over the age of 18 and have a valid personal identity card, a driver’s licence card or passport and an address card

  • a restriction of one Fair Account Package per customer applies

  • the conditions for rate category 1 apply for the month of application



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    Registration

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    Contact

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    Meeting

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