Individuals
Business

Lombard loan

With deposit or security collateral, speedy approval

We recommend it to enterprises that are in need of immediate liquidity to take advantage of favourable business opportunities, but do not wish to break their fixed-term deposits with a loss on interest or sell their existing investment portfolio.

Key features of the loan:

Product feature Value

Currency:

HUF or EUR

Maximum credit line:

minimum HUF 500 thousand

Term:

maximum 3 years

Interest rate on loan:

1-month BUBOR or EURIBOR + 3%;
1-month EURIBOR + 4.75% if the collateral is a deposit provided by a private individual

Principal repayment:

depending on type of loan

Lombard Extra

Key features of the loan:

Product feature Value

Currency:

HUF or EUR

Maximum credit line:

minimum HUF 5 million

Term:

maximum 3 years

Interest rate on loan:

1-month BUBOR or EURIBOR + 4%

Interest rate on deposit

1-month BUBOR or EURIBOR + 2%

Principal repayment:

depending on type of loan

* The Lombard Extra HUF and EUR deposit can be fixed for anyone who have savings at our Bank in an amount equivalent to minimum HUF 20 million on the day of fixing the deposit.

Conditions for application:

Collateral for the loan can be:

  • Standard or special (structured) bank deposits;

  • Hungarian government securities;

  • Discounted Treasury bills;

  • Hungarian government bonds;

  • Investment fund shares/units traded by the Bank;

  • Sberbank Money Market Fund.

The Bank will only accept as guarantee collaterals in the form of securities or deposits placed with the Bank, provided that the guarantor declares that the pledged assets constitute real, existing and enforceable claims, comply with all applicable regulations, and are in the sole possession of the guarantor with no other persons having any claims for them whatsoever that would exclude or restrict direct satisfaction from the pledged assets.
The guarantee on the loan is the pledge of the assets constituting the above collateral.



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